The headline trading rate on Binance.US is close to zero. What you actually pay for ETH, though, depends on how you fund your account, which screen you buy on, and whether you later move your coins somewhere else. This guide lists every fee that can apply and then runs through real purchase scenarios with dollar totals, so you can see the cost before you buy.
The Fee Menu at a Glance
A single ETH purchase can involve up to three kinds of fees: a fee to get money into your account, a fee to trade, and a fee to move ETH out. Here are all of them in one table.
| Fee Type | Amount on Binance.US | When It Applies |
|---|---|---|
| ACH deposit | Free | Funding from a bank account |
| Debit or credit card deposit | 3.99% plus any card issuer fee | Funding with a card |
| Wire deposit | Free | Funding by wire |
| ETH/USD maker fee | 0% | Limit orders that wait in the order book |
| ETH/USD taker fee | 0.01% | Market orders and orders that fill immediately |
| Other spot pairs | 0% maker / 0.02% taker or lower | ETH/USDT and similar pairs |
| Buy Crypto and Convert screens | Spread built into the quote | One-click purchases and swaps |
| ETH withdrawal | Dynamic, based on network data | Sending ETH to an outside wallet |
| ACH withdrawal | Free | Cashing out to your bank |
| Wire withdrawal | $25 | Cashing out by wire |
Fees for Getting Money In
Bank transfers are free, and cards are the expensive option. According to CryptoSlate, ACH is free for both deposits and withdrawals, cards cost 3.99% plus any charge from the card issuer, and wires have no deposit fee but a $25 withdrawal fee. Also keep in mind that recently deposited ACH funds are held for seven days before they can be withdrawn, though you can trade with them right away.
Fees for Trading
ETH/USD is one of the cheapest pairs on the platform. Tier 0 pairs, which include BTC/USD and ETH/USD, have a flat 0% maker and 0.01% taker fee regardless of your 30-day volume. Every other spot pair costs 0% maker and 0.02% taker or less, with no volume tiers or subscriptions. Paying fees in BNB takes another 5% off.
There is an important exception. These low rates apply only to spot trades on the Advanced screen and not to One Click Buy and Sell orders. The Buy and Convert screens include a spread in their quoted price, so that cost is hidden in the rate you receive rather than listed as a separate fee.
Fees for Getting ETH Out
Withdrawing ETH to a personal wallet costs a network fee that changes with conditions. Binance.US uses dynamic withdrawal fees for ETH that are estimated in near real time, which means you can save money by withdrawing when network fees are low.
Worked Examples: What Real ETH Purchases Cost
These scenarios use the published rates above. Spreads on the one-click screens change with market conditions, so where a spread applies, the tables show it as an extra cost instead of a fixed number.
Scenario 1: A $100 Test Purchase with a Debit Card
A new user wants to try buying ETH immediately and pays with a debit card through the Buy Crypto screen.
| Line Item | Cost |
|---|---|
| Card deposit fee (3.99% of $100) | $3.99 |
| Spread on the Buy Crypto quote | Varies |
| Amount actually going toward ETH | About $96 before the spread |
About four percent of the money is gone before the purchase even starts. For a one-time test purchase, that may be acceptable. As a regular habit, it becomes expensive quickly.
Scenario 2: $1,000 via ACH with a Market Order
The same user funds the account by ACH and buys ETH/USD with a market order on the Advanced screen.
| Line Item | Cost |
|---|---|
| ACH deposit | $0 |
| Taker fee (0.01% of $1,000) | $0.10 |
| Total fees | $0.10 |
That is ten cents on a thousand-dollar purchase. The only drawback is that the ACH transfer takes a few days to arrive.
Scenario 3: $1,000 via ACH with a Limit Order
This time the user places a limit order slightly below the current price and waits for it to fill.
| Line Item | Cost |
|---|---|
| ACH deposit | $0 |
| Maker fee (0% of $1,000) | $0 |
| Total fees | $0 |
The purchase is completely free. The trade-off is that the order may not fill if ETH’s price moves away from your limit.
Scenario 4: $200 Monthly Recurring Buys for a Year
A long-term investor wants to buy the same amount of ETH every month. The Buy Crypto page supports daily, weekly, bi-monthly, and monthly recurring buys, which is convenient, but each automatic purchase goes through the one-click screen.
| Approach | Yearly Amount Invested | Estimated Yearly Fees |
|---|---|---|
| Automatic recurring buy (ACH funded) | $2,400 | Spread on each of 12 purchases |
| Manual monthly limit order on Advanced | $2,400 | $0 |
| Manual monthly market order on Advanced | $2,400 | $0.24 |
For example, if the spread averaged 0.5% (an illustrative figure, not a published rate), automation would cost about $12 a year. Placing orders manually costs almost nothing but takes a minute each month.
Scenario 5: Swapping $500 of Bitcoin into ETH
An existing holder wants to switch some BTC into ETH.
| Route | Steps | Cost |
|---|---|---|
| Convert tool | One swap | Spread in the quote |
| Sell BTC/USD, then buy ETH/USD (both taker orders) | Two orders | $0.05 + $0.05 = $0.10 |
| Sell BTC/USD, then buy ETH/USD (both maker orders) | Two orders | $0 |
For small amounts, Convert’s convenience is worth it. For larger amounts, two orders on the Advanced screen are usually cheaper.
Scenario 6: A $20,000 Purchase Funded by Wire
A larger buyer wires money in to avoid waiting for ACH and to skip the ACH withdrawal hold.
| Line Item | Cost |
|---|---|
| Wire deposit | $0 on the Binance.US side (your bank may charge) |
| Taker fee (0.01% of $20,000) | $2.00 |
| With BNB fee discount (5% off) | $1.90 |
| Later wire withdrawal, if used | $25 |
Even at this size, the trading fee is a couple of dollars. If you plan to withdraw by wire later, the $25 withdrawal fee will cost more than the trade itself.
All Scenarios Side by Side
| Scenario | Amount | Funding | Screen | Total Fees |
|---|---|---|---|---|
| 1. Test purchase | $100 | Debit card | Buy Crypto | $3.99 + spread |
| 2. Standard buy | $1,000 | ACH | Advanced, market | $0.10 |
| 3. Patient buy | $1,000 | ACH | Advanced, limit | $0 |
| 4. Monthly plan | $2,400/year | ACH | Recurring vs. manual | Spread vs. $0 to $0.24 |
| 5. BTC to ETH swap | $500 | Existing crypto | Convert vs. Advanced | Spread vs. $0 to $0.10 |
| 6. Large buy | $20,000 | Wire | Advanced, market | About $2 |
The pattern is consistent. Your funding method and your choice of screen matter much more than the trading fee.
The Cost of Moving ETH Off the Exchange
If you keep your ETH on Binance.US, the costs above are all you will pay. If you move it to a personal wallet, you also pay a withdrawal fee, and that fee depends a lot on which network you choose.
| Withdrawal Route | Typical Cost Level | Notes |
|---|---|---|
| Ethereum mainnet (ERC-20) | Highest, changes with gas prices | Works with almost every ETH wallet |
| Layer 2 networks (Base, Arbitrum One, Optimism, Polygon) | Usually much lower | Your wallet must support the network |
Binance.US moves ETH over the Ethereum (ERC-20) network and several layer 2 networks, including Base, Polygon, Optimism, and Arbitrum One. Base, for example, is a layer 2 known for fast, low-cost transactions. Every withdrawal fee includes a blockchain network fee plus an operational fee from Binance.US, and both appear on the Preview Withdrawal screen before you confirm.
ETH Fees on Binance.US vs. Coinbase and Kraken
Here is what a $1,000 ETH purchase costs at the entry fee level on each platform.
| $1,000 ETH Purchase | Binance.US | Coinbase | Kraken |
|---|---|---|---|
| Advanced screen, maker order | $0 | $5.00 | $4.00 |
| Advanced screen, taker order | $0.10 | $9.00 | $8.00 |
| Simple buy screen | Spread only | Transaction fee + spread | 1% ($10) + spread |
| ACH deposit | Free | Free | Free |
| Card deposit | 3.99% | Up to 3.99% | Varies |
On the Advanced screens, the entry-tier rates are 0.50% maker and 0.90% taker at Coinbase as of September 2026, and 0.40% maker and 0.80% taker at Kraken Pro under its July 2026 schedule. On the simple screens, Kraken charges 1% for instant and recurring buys and 1.5% for custom orders, plus a spread. Coinbase adds a spread of up to about 2% and a separate transaction fee that depends on your payment method. A tracked April 2026 version of Coinbase’s fee schedule listed a 1.49% ACH fee and up to 3.99% for debit cards.
What the Numbers Mean
For a buyer who places orders on the Advanced screens, Binance.US costs a small fraction of what its two biggest US competitors charge at the entry level. Coinbase and Kraken lower their rates as your trading volume grows, but the rates shown here are what most retail buyers actually pay. Binance.US has its own limitations. It is not available in every state, and its one-click screens include a spread. Its fee advantage is clearest when you use the Advanced screen.
Common Questions About ETH Fees
Is buying ETH on Binance.US really free?
It can be. A maker order on ETH/USD funded by ACH has no trading or deposit fee. Market orders cost 0.01%, and the one-click screens include a spread.
Why did I receive less ETH than expected on the Buy screen?
The quote includes a spread, so your purchase price is slightly above the market price. This spread does not appear as a separate fee line.
Does paying fees in BNB make a difference?
It takes 5% off your trading fees. At rates this low, the savings are only a few cents unless you trade large amounts.
What is the most expensive way to buy ETH on Binance.US?
Funding with a card and buying through the one-click screen. Together, these add a 3.99% card fee and a spread before you receive any ETH.
Bottom Line
The fees on Binance.US for buying ETH come down to one simple rule: use ACH to fund your account and the Advanced screen to buy. Following that rule keeps a $1,000 purchase between zero and ten cents, which is far less than at Coinbase or Kraken. Most of your costs come from the choices around the trade: cards, one-click spreads, wire withdrawals, and mainnet gas when you move ETH off the exchange. Plan those in advance, and fees will be a very small part of what you spend on ETH.
This article is for educational purposes and is not financial advice. Fees change often, so review the current fee schedule on each exchange before you buy.
